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What should I do after filing Chapter 13?

If you have filed for Chapter 13 bankruptcy in Connecticut and went through the process of setting up your plan, then you are now ready to put the plan to use. What you do after you file is very important. It will greatly affect your finances and your business if you do not follow the plan. The US Courts notes there are a few things that you need to keep in mind as you continue forward in the bankruptcy process.

The most important thing you have to do is make your payments on time. This should be very easy to do because payments should come directly through payroll deductions. If you miss a payment, you could face serious issues with your case and face liquidation of your assets.

It is also important that you keep up on your finances in other ways. You must pay any court-ordered obligations, such as child support. You cannot miss a payment. You may need to adjust your living expenses to handle your debt payment and your additional expense requirements. It is also important to file and pay your taxes on time.

You also cannot do a couple things. You cannot sell an asset that was included in your bankruptcy. You cannot obtain more debt without approval from your trustee. These rules are designed to ensure that you follow your plan and do not get yourself into further financial trouble while still finishing your bankruptcy. This information is for education only and is not intended to be legal advice.

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Contact my office to discuss your debt relief needs directly with me as your lawyer. I offer a free initial consultation to all new clients where you can learn more about your legal options and what I can do to help you. I am available during regular business hours and by appointment at other times. You can reach me by phone at 860-242-0574 and 860-952-3674 or via email.

My law firm is a debt relief agency as so designated by Congress in the year 2005. I help people file for bankruptcy relief under Title 11 of the United States Code, known as the Bankruptcy Code.

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