Law Offices of Charles A. Maglieri
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Relief for credit card debt

When Connecticut residents realize they are overwhelmed with credit card debt, they may sometimes feel like this debt will never go away. However, there are several strategies people can use to remove this debt.

If people want to get out of debt, it is a good idea for them to understand exactly how much they owe. Time magazine says that people should typically sit down and create a list of how much debt they have on each credit card. This list should also include the interest rates so people know how much they are spending on interest each month. Once they have made this list, people may want to look at their budget so they know how much money they can put toward paying off their debt.

One thing that may help many people is a plan. According to Nerd Wallet, having a concrete plan to repay debt can help people make sure they stay on track. Some people may want to set up their monthly payments so they are made automatically. This can be beneficial if people realize they continually have late fees. Other people may want to pay a higher amount than the suggested minimum. This can help if someone is paying a large amount of interest on his or her credit card.  

In some situations, people may need to seek outside help. This can come in many forms. Some people may be able to speak to their creditors to arrange a debt settlement. In this situation, a person can usually pay back less than the total amount that he or she owes. Other people may want to consider a debt management plan. This means they could sit down with a counselor who can help them find new terms for paying back this debt. In some situations, people may find that filing for bankruptcy is a possibility. Each kind of bankruptcy is different, so it is a good idea for people to seek professional advice if they think this is their best option.

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Contact my office to discuss your debt relief needs directly with me as your lawyer. I offer a free initial consultation to all new clients where you can learn more about your legal options and what I can do to help you. I am available during regular business hours and by appointment at other times. You can reach me by phone at 860-242-0574 and 860-952-3674 or via email.

My law firm is a debt relief agency as so designated by Congress in the year 2005. I help people file for bankruptcy relief under Title 11 of the United States Code, known as the Bankruptcy Code.

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Bloomfield Office
34 Jerome Avenue
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Bloomfield, CT 06002

Phone: 860-242-0574
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Marlborough Office
9 Austin Road
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Marlborough, Connecticut 06447

Phone: 860-952-3674
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